LOANS

Your financial partner for life’s big moments!

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Home Equity Loans

Turn your home ownership into a more rewarding experience with a home equity loan from Amarillo Postal Employees CU. Capitalize on the value you’ve built up in your property with cash for home improvements, educational expenses, or whatever purpose suits you. A home equity loan from Amarillo Postal Employees CU carries a competitive interest rate and the efficient, personalized service you’re accustomed to receiving from your credit union.

Please contact us for more information on loans or click here for a loan application. click here for loan rates for rates and terms on Amarillo Postal Employees CU home equity loans or click here for the refinance calculator.

Loan Information

Amarillo Postal Employees CU offers several kinds of loans to fit members’ needs:

AUTO LOANS – Financing available on new and used cars.
MASTERCARD® CREDIT CARDS – Convenient low fixed interest MasterCard® Classic credit card with no annual fee, no minimum finance charge, and no transaction fee.
HOME EQUITY LOANS – Based on a percentage of the equity in your home.
MORTGAGES – First and second mortgages with low fixed rates and no prepayment penalties.
PERSONAL LOANS – Low interest rates with fast processing and convenient financing. These loans are often used for debt consolidation, medical emergencies, vacations, car repairs, Christmas expenses, and other unexpected events.
RECREATIONAL VEHICLE LOANS – Financing available on new and used boats, personal watercraft, and motor homes.
SHARE SECURED LOANS – Funds secured with deposits in a savings or savings certificate account. These loans feature the most attractive interest rates, and you will continue to earn dividends on your savings.

Please contact us for more information on loans or click here for a loan application. Click here for the standard loan calculator or click here for the loan qualifier.

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Auto Loans

Shopping for a new or used car or truck? You’ve already got plenty to think about: Makes, models, optional equipment, colors and so on. When it comes to financing, make it easy on yourself with an auto loan from Amarillo Postal Employees CU. We have loans available for new and used cars and trucks. Our loans feature competitive interest rates and the kind of efficient, personalized service that only your credit union can provide.

Please contact us for more information on loans or click here for a loan application.

Click here for rates and terms on Amarillo Postal Employees CU auto loans or click here for the auto loan calculator.

MasterCard® Credit Cards

At Amarillo Postal Employees CU, we offer the MasterCard® Classic credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Amarillo Postal Employees CU MasterCard® Card.

You’ll enjoy the following benefits:

No annual fee
Fixed rates
15-day grace period
No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)

Please click here to report a lost or stolen Amarillo Postal Employees CU MasterCard® Classic credit card or click here for the credit card payoff calculator.

Click Here for rate chart

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Personal Loans

A personal loan from Amarillo Postal Employees CU can help with your loan needs, whatever they may be. You can use a personal loan to consolidate debt, finance a vacation or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. Personal loans from Amarillo Postal Employees CU comes with low interest rates, fast processing and convenient repayment terms, as well as efficient, personalized service.

Please contact us for more information or click here for a loan application. Click here for rates and terms on Amarillo Postal Employees CU personal loans.

Click here for the standard loan calculator or click here for the advanced loan calculator.

Recreational Vehicle Loans

Ready to add to your leisure-time fun with a boat, personal watercraft or motor home? Let Amarillo Postal Employees CU help you finance those dreams. We offer loans on new and used recreational vehicles. All our loans come with competitive interest rates and efficient, personalized service. When it’s time to stop dreaming and hit the road or the water, come to Amarillo Postal Employees CU for your recreational vehicle financing needs!

Please contact us for more information on loans or click here for a loan application. Click here for rates and terms on Amarillo Postal Employees CU recreational vehicle loans.

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Share Secured Loans

With a Amarillo Postal Employees CU share secured loan, your deposit in a Amarillo Postal Employees CU share savings account or savings certificate serves as collateral to secure your loan. Share secured loans carry our most attractive interest rates, and you’ll even continue to earn dividends on your savings!

Please contact us for more information or click here for a loan application. Click here for rates and terms on Amarillo Postal Employees CU share secured loans.

Payment Protection

Amarillo Postal Employees CU offers its members Payment Protection credit life and credit disability insurance through The Plateau Group, Inc. Credit life insurance pays the outstanding balance on your loan if you die before the loan is paid off. Credit disability insurance provides funds to help you make your loan payments if you are unable to work because of an illness or accident.

Most members are eligible to apply for credit life and credit disability insurance. Coverage is available for single or joint borrowers, at affordable rates, and premiums are automatically added to your loan payments.

Protect yourself and your family from the burden that could result if you die or become disabled. Payment Protection offers the peace of mind that comes from knowing your financial obligations will be met. Contact us for details on Payment Protection credit life and credit disability insurance.

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Savings

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