SERVICES
ATM/MasterCard® Debit Cards
Our ATM/MasterCard® Debit Card combines the economy of a checking account with the convenience and versatility of a credit card. Your card works at millions of locations that accept MasterCard® Debit Cards. Your MasterCard® Debit Card draws money from your checking account, so no interest charges apply (ATM charges may apply).
The ATM/MasterCard® Debit Card is available with our Checking account.
Please contact us if you have any other questions about the ATM/MasterCard® Debit Card. Click here to report your card lost or stolen.
Identity Theft Information
You Can Fight Identity Theft WARNING
What to do if you fall victim:
- Contact your financial institution immediately and alert it to the situation.
- If you have disclosed sensitive information in a phishing attack, you should also contact one of the three major credit bureaus and discuss whether you need to place a fraud alert on your file, which will help prevent thieves from opening a new account in your name. Here is the contact information for each bureau’s fraud division:
- Equifax
Phone: 800-525-6285
Address: P.O. Box 740250, Atlanta, GA 30374 - Experian
Phone: 888-397-3742
Address: P.O. Box 1017, Allen, TX 75013 - TransUnion
Phone: 800-680-7289
Address: P.O. Box 6790, Fullerton, CA 92634
Report all suspicious contacts to the Federal Trade Commission (FTC):
Website: www.ftc.gov/idtheft
Phone: 1-877-IDTHEFT (1-877-438-4338)
Guaranteed Auto Protection
YOUR AUTO INSURANCE DOES NOT COVER EVERYTHING
Guaranteed Auto Protection Plus Protects individuals who finance a new or used vehicle.
In the current market, during the first few years that you own your vehicle, your loan/lease balance can be higher than the actual value of your vehicle, as a result of depreciation. As your vehicle’s value declines, your loan/lease balance may decline more slowly, resulting in a financial gap. If your vehicle were stolen or totaled in an accident, you would be liable to pay the difference between your insurance settlement and your outstanding loan/lease balance.
Guaranteed Auto Protection Plus covers the difference between the actual cash value of your vehicle and the loan/lease balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance-related charges.
Guaranteed Auto Protection Plus will even cover your auto insurance deductible of $500 or $1,000. The actual amount depends on your credit union’s program limits. Ask your lender/loan officer for details.
Guaranteed Auto Protection Plus is a loan/lease deficiency waiver and is not offered as insurance coverage. The purchase of Guaranteed Auto Protection Plus is voluntary and cannot be required as a condition of credit approval.
Guaranteed Auto Protection is administered by a third party provider. Please see our privacy policy for additional information on services offered by third parties.
Other Services
- Official Checks
- Notary Service
Please contact us if you have any other questions about Amarillo Postal Employees Credit Union services.
Resources & links
